Welcome to our website. — TLC Group, Inc. provides this Site and all applications, software, content and services available within the Site subject to the following terms and conditions. Within these Terms and Conditions, we may refer you to additional terms and conditions regarding your access to and use of the Sites and the Services, which you should read carefully. Please read this Agreement carefully before using this Site. If you do not agree to be bound by the terms and provisions of this Agreement, do not use this Site. By your affirmative act of accessing, using, or registering with this Site, you acknowledge and agree that (1) you have read and are bound by the terms and provisions of this Agreement, and (2) this Agreement constitutes a legal and binding agreement between you and TLC Group, Inc.

• Please contact TLCG if you have any questions regarding our services or this website.

As used in these Terms and Conditions, the words “you” and “your” refer to any person accessing the Site. The words “we,” “us,” and “our” refer to TLC Group, Inc. We reserve the right to modify, alter, or otherwise update these Terms and Conditions at any time. We will post any such change at this Site, so you are encouraged to review these Terms and Conditions from time to time. Your continued use of our Site following the posting of changes to these Terms and Conditions will constitute your acceptance of any and all posted changes. We may of course change, move or delete portions of our site, or add to our site from time to time.

Information Is Provided Solely for Informational Purposes — ALL MATERIALS ON OUR WEB SITE ARE PROVIDED SOLELY FOR INFORMATIONAL PURPOSES. THE MATERIALS ARE NOT INTENDED TO CONSTITUTE LEGAL ADVICE OR THE PROVISION OF LEGAL SERVICES. ALTHOUGH WE STRIVE TO PROVIDE ON OUR SITE THE LATEST DEVELOPMENTS RELATING TO OUR SERVICE AREAS, WE DO NOT WARRANT THE ACCURACY, EFFECTIVENESS, OR SUITABILITY OF ANY MATERIALS. CHANGES IN LOCAL, STATE, AND FEDERAL LAWS THAT AFFECT OUR SERVICE AREAS OCCUR FREQUENTLY AND SOMETIMES QUICKLY, AND INTERPRETATIONS OF LAW CAN VARY GREATLY. THEREFORE, WE RECOMMEND THAT ALL LEGAL QUESTIONS BE ANSWERED DIRECTLY BY A LICENSED ATTORNEY PRACTICING IN THE APPLICABLE AREA OF LAW.

Ownership of Site and Contents; Downloading — © 2011 TLC Group, Inc. – TLCG
This Site is owned by TLC Group, Inc. Unless otherwise noted, all text, images, illustrations, designs, icons, photographs, video clips, links, logos, and other items and other materials that are part of or posted on our Site (collectively, the “Content”) are copyrighted works, trademarks, or other intellectual property owned, controlled, or licensed by TLC Group, Inc. or used under principles of “fair use.” The Content of our Site and the Site as a whole are intended solely for your personal use. You may download or copy the Contents and other downloadable materials displayed on our Site for such uses, provided that you understand and agree that you may not remove, alter or cover any copyright or other proprietary notices placed on our Site or the associated Content. By allowing you to download this Content, we expressly do not transfer to you any right, title, or interest in the materials.

Restrictions on the Use of this Site — You are responsible for all activity related to your access or use of the Site and the Materials. You also are responsible for all activities under your password or registered account, if any, if you or if you allow others to use your relevant information to access and use the Site. In addition to the other restrictions contained in this Agreement, you acknowledge and agree that you will not, directly or indirectly, without our prior express written consent, (1) disguise the origin of information transmitted to or through this Site, (2) access or use this Site, the Materials or the Content for any purpose or in any manner inconsistent with the terms and provisions of this Agreement, (3) violate any federal, state, local or jurisdictional law, rule or regulation while accessing or using this Site, the Materials or the Content, (4) infringe upon or violate the intellectual property rights, privacy rights, moral rights, rights of attribution or any other similar rights of any individual or entity while accessing or using this Site, the Materials or the Content or posting any content or information on the Site, (5) post, publish or transmit any information on this Site that is abusive, defamatory, false, harassing, inaccurate, inappropriate, libelous, misleading, offensive, obscene, sexually explicit, threatening, unlawful, vulgar or otherwise objectionable, (6) post or publish any information on this Site that is intended to advertise or solicit business, including any multi-level marketing scheme, or that is a chain letter or part of a pyramid scheme, (7) harvest or collect information from the Site (including any user information) for the purpose of sending unsolicited bulk e-mail or other forms of unsolicited bulk communications, (8) install, upload or otherwise introduce any material to this Site that contains any time bombs, trojan horses, viruses, worms or other computer programming routines that could alter damage, expropriate, intercept or interfere with this Site, the Materials or the Content, (9) frame or utilize framing techniques to enclose any portion or aspect of the Content, (10) corrupt, hack, modify or otherwise tamper with this Site, the Materials or the Content, (11) impersonate any individual or misrepresent your affiliation with any individual or entity, (12) access or use this Site in any manner that reflects negatively on our reputation or goodwill or (13) post content or information in areas of the Site not expressly designated and approved by us for posting. TLC Group, Inc. reserves the sole and absolute discretion to deny, revoke, or otherwise restrict the access privileges of any user who at any time fails to comply with these Terms and Conditions.

TLC Group, Inc.’s Privacy Policy — TLC Group, Inc. takes our customers' personal privacy seriously. Please read the following to learn more about our Privacy Policy. What this Privacy Policy Covers This Privacy Policy covers TLC Group, Inc.'s treatment of personally identifiable information that it collects when you are on a TLC Group, Inc. website and when you use our services. This policy also covers our treatment of any personally identifiable information that TLC Group, Inc. and its subsidiaries, affiliates and business partners share with us or that we may collect on a related entity's or business partner's website. This Privacy Policy does not apply to the practices of companies that TLC Group, Inc. does not own or control, or to people that TLC Group, Inc. does not employ or manage. Information Collection As you browse TLC Group, Inc.'s websites, personal information - such as your name, address, phone number or e-mail address - is not collected. TLC Group, Inc. does, however, use "cookies" to collect information about how our website is used. Information, such as the server your computer is logged onto, your browser type (for example, Firefox or Internet Explorer) and the pages you view/request are automatically collected and tracked in aggregate. In order to provide you with e-news, contact us, event and training registration, and other online services, we may request that you voluntarily supply us with personal information including your name, e-mail address and contact information.

We Keep Personal Information Private And We Limit Our Use of Personal Information — Information you may provide in visiting our Site falls into two broad categories: Personally Identifiable Information, and Aggregate Information. “Personally Identifiable Information” is information that can be used to identify or contact you, such as your name, email address, or mailing address. “Aggregate Information” is information that does not identify you, and may include, for example, statistical information concerning the Web pages on our Site that users most frequent. Our Privacy Policy governs both categories of information. The information we receive depends upon what you do when you visit our Site, as detailed below. We do not share with unrelated third parties any Personally Identifiable Information you provide to us. By “unrelated third parties” we mean anyone who is not directly involved in the maintenance or running of our Site, or not involved in fulfilling requests you make at our Site, or not within TLC Group, Inc.

We use Personally Identifiable Information you provide to us when you visit our Site strictly for the purposes for which you have provided it. For example, if you request to receive more detailed, project-specific information, and you provide us with contact information (which may include Personally Identifiable Information, such as an e-mail address, mailing address, or phone number), we will use that information to contact you regarding your request or to send you the information. If, at any time, you decide you no longer wish to receive such information, simply notify us to that effect (for contact information, see section below entitled “How To Contact Us”). In the event that TLC Group, Inc. desires to assign or transfer your Personally Identifiable Information and its rights hereunder to a third party, you agree that TLC Group, Inc. may do so, on the condition that such third parties agree to abide by this Privacy Policy. TLC Group, Inc., however, cannot and does not guarantee or warrant that such third party will in fact abide by TLC Group, Inc.'s Privacy Policy, and TLC Group, Inc. expressly disclaims any such obligations.

Security of the Personal Information You Provide To Us — Each of our employees abides by our Privacy Policy, and only authorized employees have access to your Personally Identifiable Information. We have in place security control systems designed to prevent unauthorized disclosure of your Personally Identifiable Information. DUE TO THE NATURE OF THE INTERNET AND DEVELOPING TECHNOLOGIES, WE CANNOT, HOWEVER, PROVIDE ASSURANCES AS TO THE SECURITY OF YOUR INFORMATION, AND TLC Group, Inc. EXPRESSLY DISCLAIMS ANY SUCH OBLIGATIONS. There is an exception to our Privacy Policy in that it may be necessary for TLC Group, Inc. to release or use Personally Identifiable Information we in good faith believe is appropriate in connection with legal proceedings, or in response to a subpoena, warrant, court order, levy, attachment, order of a court-appointed receiver, or other comparable legal process, including subpoenas from private parties in a civil action.

Use of “Cookies” — We may collect Aggregate Information about your use of our Site through cookies and similar Internet technologies. “Cookies” are small pieces of information that a Web site transfers to your hard drive, where it is stored by your browser on your computer’s hard drive for record-keeping purposes (such as storing user preferences). If we use cookies, they do not collect or retain your name or other Personally Identifiable Information. If we use cookies, we will treat all information that may be collected through cookies and similar Internet technologies as Aggregate Information. In addition, no third parties are permitted to use cookies we may create at our Site for their own purposes. Please be advised, however, that Third Party Sites you link to from our Site may use cookies. You should read and understand the privacy policy of the web site(s) you link to in order to determine whether and how a particular site uses cookies. Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or indicate when a cookie is being sent. Please consult the help section of your Web browser software to learn how to do this.

If You Visit Our Site To Browse Or To Read Or Download Information — We may collect and store: the name of the domain name and host from which you access the Internet; the Internet Protocol (IP) address of the computer you are using; the browser software you use and your operating system; the date and time you access our Site, and other activity on our Site; and the Internet address of the Web site from which you linked to our Site. If we collect this information, we use it for system administration, to measure the number of visitors to our Site, to improve Site performance, to help us make our Site more useful and/or to gather broad Aggregate Information. We do not link an IP address to Personally Identifiable Information, meaning that a user’s session will be logged but the user remains anonymous to us. If we do decide to link any Aggregate Information, or your IP address to your Personally Identifiable Information, we will treat the resulting information as “Personally Identifiable Information” for all purposes under our Privacy Policy contained herein.

Complaints Over Perceived Infringement — TLC Group, Inc. respects intellectual property rights, and will deny access to users who, in our discretion, infringe the intellectual property rights of others. In addition, we will use efforts that are commercially reasonable in light of our resources to accommodate generally accepted technical measures used by copyright owners to identify and protect their copyrighted works. If you believe that materials posted on our Site infringe rights you enjoy under copyright law in specific materials (collectively, a “Work”), we request that you follow the procedure described below to notify us of your concerns or objections. In turn, we agree to respond to your notice, as outlined below, and remove or disable access to material that you believe infringes your Work.

Disclaimer — OUR SITE AND ALL CONTENTS AND MATERIALS ARE PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE BY YOUR USE OF OUR SITE THAT YOUR USE OF OUR SITE IS AT YOUR SOLE RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING OR REPAIRS OF ANY EQUIPMENT YOU USE IN CONNECTION WITH YOUR USE OF OUR SITE, AND THAT TLC Group, Inc. SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND RELATED TO YOUR USE OF OUR SITE. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

Indemnification — You agree to indemnify and defend us, and our successors, assigns, partners, members, owners, shareholders, trustees, directors, officers, affiliates, licensors, licensees, agents and representatives (collectively the “Indemnified Parties”), with respect to, and hold the Indemnified Parties harmless from, any claims, damages, expenses (including reasonable attorneys’ fees) and other losses that the Indemnified Parties, or any of them, may directly or indirectly incur or suffer by reason of, or which results from, arises out of or is based upon (1) your access to or use of the Site, the Materials, the Content, the Third Party Sites or the Internet, (2) your posting, publishing or transmitting of the user information or Comments on, through or to this Site or the Third Party Sites, (3) any discontinuation, suspension or termination of the Site, the Materials or the Content, and (4) your violations of any of the terms or provisions of this Agreement.

Limited Liability — TO THE FULLEST EXTENT ALLOWED BY LAW, WE, ON BEHALF OF OURSELVES AND THE REMAINING INDEMNIFIED PARTIES, EXPRESSLY DISCLAIM ANY LIABILITY FOR ANY CONSEQUENTIAL, DIRECT, EXEMPLARY, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL OR OTHER CLAIMS, DAMAGES, EXPENSES (INCLUDING REASONABLE ATTORNEYS’ FEES) OR LOSSES, INCLUDING DAMAGES FOR LOSS OF USE OF THE MATERIALS OR THE CONTENT, LOST ACCESS TO THIS SITE, LOST PROFITS, OR OTHER INTANGIBLE LOSSES, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, PRODUCT LIABILITY OR ANY OTHER THEORY OF LIABILITY, ARISING OUT OF, CONNECTED WITH OR RELATED TO (1)YOUR ACCESS TO OR USE OF THE SITE, THE MATERIALS, THE CONTENT, THE THIRD PARTY SITES OR THE INTERNET, (2) YOUR POSTING, PUBLISHING OR TRANSMITTING OF THE USER INFORMATION ON, THROUGH OR TO THIS SITE OR THE THIRD PARTY SITES, (3) ANY DISCONTINUATION, SUSPENSION OR TERMINATION OF THE SITE, THE MATERIALS OR THE CONTENT, (4) ANY THIRD PARTY STATEMENTS OR CONDUCT ON THE SITE, (5) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, (6) THE ACCURACY, ADEQUACY, RELIABILITY, CURRENTNESS, COMPLETENESS, TIMELINESS, SUITABILITY, USEFULNESS OR APPLICABILITY OF ANY CONTENT OR MATERIALS AVAILABLE THROUGH THE SITE, OR (7) YOUR VIOLATION OF ANY OF THE TERMS OR PROVISIONS OF THIS AGREEMENT, EVEN IF WE WERE ADVISED OF SUCH POSSIBILITY, OR IF SUCH CLAIM, DAMAGE, EXPENSE OR LOSS WAS FORESEEABLE IN ANY WAY. IN THE EVENT ANY INDEMNIFIED PARTY IS FOUND TO BE RESPONSIBLE TO YOU FOR ANY CLAIM, DAMAGE, EXPENSE OR LOSS, SUCH INDEMNIFIED PARTY SHALL BE LIABLE ONLY FOR ACTUAL CLAIMS, DAMAGES, EXPENSES OR LOSSES. TO THE FULLEST EXTENT ALLOWED BY LAW, YOUR REMEDIES CONTAINED IN THIS AGREEMENT ARE EXCLUSIVE. BEFORE SEEKING LEGAL RECOURSE FOR ANY CLAIM, COST, DAMAGE, EXPENSE OR CLAIM THAT YOU BELIEVE YOU HAVE SUFFERED AS A RESULT OF YOUR ACCESS TO OR USE OF THE SITE, THE MATERIALS OR THE CONTENT, YOU ACKNOWLEDGE AND AGREE THAT YOU WILL GIVE US AT LEAST THIRTY (30) DAYS’ WRITTEN NOTICE PRIOR TO INITIATING ANY LEGAL ACTION, WHICH NOTICE SHALL SPECIFY SUCH CLAIM, COST, DAMAGE, EXPENSE OR CLAIM.